Business 
 Loans

a loan is ...

... an arrangement in which a lender gives money to a borrower, and the borrower agrees to repay the money, along with interest, at some future date. There is an agreed time for repaying the loan, and the lender has to cover the risk that the borrower may not repay the loan.
Expect to pay a significant interest on the loan and/or a large slice of your company. There are no 'free meals'.

funding flowchart

the sequence to finance a business ...

approx. input			good business idea = market research + prototype design + business plan
			get cash	•savings  •sell assets  •bank overdraft  •credit cards
+ 25k		friends & family	private loans
			home owner	secured loan
			no assets	unsecured loan
			bad history?	bad credit loan
+ 25k		business   angels	investment
			develop design
			& market +
			trade for 6 months
			maintain liquidity	factor invoices
+ 50k		seed capital	investment
			trade for 18 months
+ 100k		venture capital	investment
			specific projects	grants
			trade for 6 months
+ 800k		bank loans	government        guarantee
			trade for 18 months
+ 2m		stock market	float company

• self employed loans. more...

• private loans, friends and family. more...

• business angels. more...

• seed capital. more...

• venture capital. more...

• unsecured loans. more...

• bridging loans. more...

• banks - secured loans. more...

• bad credit loans. more...

• government schemes ...
    uk - small firm loan guarantees

• government grants. more...